Meet Richard

Richard Medlock DipFA, CeMAP

Financial Planning Consultant

Richard began his financial services career as a mortgage adviser for a national firm prior to moving to a local IFA and also worked for the Co-operative Financial Services before joining Charles Derby in 2011, a decision made because of our belief in providing a face to face home service for our clients.

Specialising in financial planning, Richard is committed to helping you achieve all your financial goals through the various lifetime changes, such as house purchase, family protection, wealth management, retirement and estate planning.

In addition to personal financial planning, Richard is also able to provide advice and recommendations to business owners on a range of products from tax efficient protection to auto enrolment solutions.

Holistic financial planning
Establishing and reviewing Trusts
Complete personal risk management planning
Short and long-term savings and investments

Investments
Portfolio planning
ISAs
Unit Trusts
Investment Trusts
Investment Bonds
Offshore Bonds

Pensions
Personal Pensions
SIPPs
Company schemes
SSASs
Consolidation plans

General Insurance
Home contents insurance
Buildings insurance

Life cover
Whole of life and Term Assurance protection

Medical
Private medical arrangements
Critical illness insurance

Income
Permanent Health Insurance, aka Income Protection